Central Oregon Employee Benefits, LLC ("COEB") designs and manages healthcare benefits such as:

• Insurance
• Medical
• HSA's
• HRA's
• MSA's
• Dental
• Vision
• Life
• Disability (Short-Term and Long-Term)
• Long-Term Care
• Prescription Drug Benefits
• Self-Insured Plans
• Fully-Insured Plans
• Voluntary Plans
• Flexible Spending (Section 125) Accounts

COEB operates either as a consultant (on a retainer basis) or as an insurance agent.

Our Clients

• COEB primarily serves employers providing benefits for their employees, but it also serves individuals providing for their own and their families' needs.
• Current employer clients are mostly in Central Oregon, with the rest in various locations in Eastern Oregon.
• Current individual clients are mostly in Central Oregon, with others scattered around the State.

Our Company

COEB is a limited liability corporation located in Bend, Oregon. Ron Gallinat is the Principal and the Managing Partner of COEB.